HealthCare4ChildCare

To get the FAQs you need, select 'View FAQs' for your facility type

Center or Home Currently Not Offering Health Insurance to Employees

Yes. You are eligible to participate because you are a licensed child development facility. Child development centers, child development homes, and expanded child development homes in the District of Columbia licensed by the Office of the State Superintendent of Education (OSSE) can participate in HealthCare4ChildCare.
No. HealthCare4ChildCare is voluntary. You can choose to participate.

Yes. Your employees who are District residents qualify for free health insurance through DC Health Link’s Individual & Family Marketplace.

Your employees who are not District residents qualify for free or lower premiums only if you enroll in health insurance on DC Health Link’s Small Business Marketplace.

Yes. All your full-time and part-time employees are eligible for free or lower premiums. To be eligible, a person must be an employee and not a contractor. Employees are eligible for HealthCare4ChildCare even if they are not eligible for the supplemental payment under the Early Childhood Educator Pay Equity Fund. Eligibility is also not based on income or immigration status.
No. You are not required to help pay for the coverage. We do encourage employers to contribute, if their financial position allows it. Some employers cannot afford to contribute to premiums. HealthCare4ChildCare recognizes that and makes it easy for all employers to benefit.

Yes. HealthCare4ChildCare will help pay for premiums. Your coverage will either be free or you will have lower premiums.

Free coverage

  • Your employees who are District residents will get free coverage through DC Health Link’s Individual & Family Marketplace.
  • Your employees who are not District residents will get free coverage if they enroll in the lowest cost standard silver plan. HealthCare4ChildCare will pay for the lowest cost standard silver plan on DC Health Link’s Small Business Marketplace. If your employees choose this plan, then there will be no additional cost to them for employee coverage. If an employee covers their dependents, the additional cost will be for their dependents.

You can also decide to offer gold or platinum-level coverage but it won’t be free. You will get the value of the lowest cost standard silver plan applied toward the gold or platinum coverage so you and your employees will have lower premiums.

Our DC Health Link experts will work with you so that you know all your options for free and lower premium coverage.

Yes. All plans are Affordable Care Act (ACA) plans covering doctors, hospitals, lab work, prescription medications, and other services. And DC Health Link’s standard plans ensure that covered people can get essential services without any deductibles. Services without deductibles include primary care visits (no limit on number of visits), specialists (no limit on number of visits), outpatient mental and behavioral health services (no limit on number of visits), urgent care, and generic prescriptions. Also, starting January 1, 2023, standard plans will cover Type 2 diabetes care and prescriptions without co-payments, co-insurance, and deductibles. This includes coverage for lab work, eye exams, and foot exams without cost-sharing. Insulin is already covered without cost-sharing.

DC Health Link covers 100,000 people, more than 5,300 District employers and is the designated source of coverage for Congress, which includes members and their staff across the country. DC Health Link has the purchasing power of 100,000 people, just like a large employer.

DC Health Link group coverage is comprehensive ACA coverage with nationwide and local provider networks from 3 United Health Care companies, 2 Aetna companies, CareFirst BlueCross BlueShield HMO and PPO, and Kaiser Permanente. For 2023, there are more than 200 health plans to choose from at all deductible levels, including zero deductible and HSA-compatible plans.

All your employees who are District residents qualify for free health insurance premiums through DC Health Link’s Individual & Family Marketplace. An employee can choose to enroll in a standard silver plan from CareFirst Blue Cross Blue Shield PPO, CareFirst Blue Cross Blue Shield HMO, and Kaiser Permanente. And premiums will be free for the employee and their family.

Your employees who are not District residents qualify for free or lower premiums depending on the level of coverage you select. The premium for the lowest cost group standard silver plan will be free for an employee. Premium for other plans will be lower.

HealthCare4ChildCare will pay for premiums only. It does not pay for co-payments, co-insurance, and annual deductibles.

No. HealthCare4ChildCare only pays for health insurance premiums. It does not pay for annual deductibles, co-payments, and co-insurance.

Enrolling into a DC Health Link standard silver plan will help you maximize your insurance benefits. Standard plans cover many in-network medical services without you having to meet the deductible first. Care and services covered without a deductible:

  • primary care visits (no limit on number of visits),
  • specialist visits (no limit on number of visits),
  • mental and behavioral outpatient health services (no limit on number of visits),
  • generic prescription drugs,
  • urgent care, and
  • diabetes type 2 treatment.
Yes. You are eligible to enroll, even though you are an owner, if you have at least one employee (not your spouse) who enrolls in the group health plan.
Yes. Once you are enrolled in HealthCare4ChildCare, free or lower premiums are for the entire 2023 calendar year.
Please complete HealthCare4Childcare Contact Form. DC Health Link will follow up with you to schedule a virtual or in-person meeting to set up a DC Health Link account for you and enroll you in HealthCare4ChildCare.
View FAQs

Center or Home Offering Health Insurance to Employees Through DC Health Link

Yes. You are eligible to participate because you are a licensed child development facility. Child development centers, child development homes, and expanded child development homes in the District of Columbia licensed by the Office of the State Superintendent of Education (OSSE) can participate in HealthCare4ChildCare.
No. HealthCare4ChildCare is voluntary. You can choose to participate.

Yes. Your employees who are District residents qualify for free health insurance through DC Health Link’s Individual & Family Marketplace.

Your employees who are not District residents qualify for free or lower premiums only if you continue to have group coverage on DC Health Link’s Small Business Marketplace.

Yes. All your full-time and part-time employees are eligible for free or lower premiums. To be eligible, a person must be an employee and not a contractor. Employees are eligible for HealthCare4ChildCare even if they are not eligible for the supplemental payment under the Early Childhood Educator Pay Equity Fund. Eligibility is also not based on income or immigration status.

Yes. All plans are Affordable Care Act (ACA) plans covering doctors, hospitals, lab work, prescription medications, and other services. And DC Health Link’s standard plans ensure that covered people can get essential services without any deductibles. Services without deductibles include primary care visits (no limit on number of visits), specialists (no limit on number of visits), outpatient mental and behavioral health services (no limit on number of visits), urgent care, and generic prescriptions. Also, starting January 1, 2023, standard plans will cover Type 2 diabetes care and prescriptions without co-payments, co-insurance, and deductibles. This includes coverage for lab work, eye exams, and foot exams without cost-sharing. Insulin is already covered without cost-sharing.

DC Health Link covers 100,000 people, more than 5,300 District employers and is the designated source of coverage for Congress, which includes members and their staff across the country. DC Health Link has the purchasing power of 100,000 people, just like a large employer.

DC Health Link group coverage is comprehensive ACA coverage with nationwide and local provider networks from 3 United Health Care companies, 2 Aetna companies, CareFirst BlueCross BlueShield HMO and PPO, and Kaiser Permanente. For 2023, there are more than 200 health plans to choose from at all deductible levels, including zero deductible and HSA-compatible plans.

All your employees who are District residents qualify for free health insurance premiums through DC Health Link’s Individual & Family Marketplace. An employee can choose to enroll in a standard silver plan from CareFirst Blue Cross Blue Shield PPO, CareFirst Blue Cross Blue Shield HMO, and Kaiser Permanente. And premiums will be free for the employee and their family.

Your employees who are not District residents qualify for free or lower premiums depending on the level of coverage you select. The premium for the lowest cost group standard silver plan will be free for an employee. Premium for other plans will be lower.

HealthCare4ChildCare will pay for premiums only. It does not pay for co-payments, co-insurance, and annual deductibles.

No. HealthCare4ChildCare only pays for health insurance premiums. It does not pay for annual deductibles, co-payments, and co-insurance.

Enrolling into a DC Health Link standard silver plan will help you maximize your insurance benefits. Standard plans cover many in-network medical services without you having to meet the deductible first. Care and services covered without a deductible:

  • primary care visits (no limit on number of visits),
  • specialist visits (no limit on number of visits),
  • mental and behavioral outpatient health services (no limit on number of visits),
  • generic prescription drugs,
  • urgent care, and
  • diabetes type 2 treatment.
Yes. Once you are enrolled in HealthCare4ChildCare, free or lower premiums are for the entire 2023 calendar year.
Please complete HealthCare4ChildCare Contact Form. DC Health Link will follow up with you to schedule a virtual or in-person meeting to enroll you in HealthCare4ChildCare.
View FAQs

Center or Home Offering Health Insurance to Employees But Not Through DC Health Link

Yes. You are eligible to participate because you are a licensed child development facility. Child development centers, child development homes, and expanded child development homes in the District of Columbia licensed by the Office of the State Superintendent of Education (OSSE) can participate in HealthCare4ChildCare.
Yes. Free and low premium health insurance under HealthCare4ChildCare is only available on DC Health Link. To get free or low premium health insurance you will have to enroll in group health insurance on DC Health Link.

Yes. DC Health Link covers 100,000 people, more than 5,300 District employers and is the designated source of coverage for Congress, which includes members and their staff across the country. DC Health Link has the purchasing power of 100,000 people, just like a large employer.

DC Health Link group coverage is comprehensive coverage with nationwide and local provider networks from 3 United Health Care companies, 2 Aetna companies, CareFirst BlueCross BlueShield HMO and PPO, and Kaiser Permanente.

For 2023, there are more than 200 health plans to choose from at all deductible levels, including zero deductible and HSA-compatible plans. All plans are Affordable Care Act plans covering doctors, hospitals, lab work, prescription medications, and other services. Standard plans cover primary care, specialists, outpatient mental and behavioral health services, urgent care, and generic prescriptions without any deductibles. Also, starting January 1, 2023, standard plans will cover Type 2 diabetes care and prescriptions without co-payments, co-insurance, and deductibles. Insulin is already covered without cost-sharing.

DC Health Link experts can work with you and your Broker (if you have a Broker) to identify the most comparable benefits and networks to what you offer currently.

No. HealthCare4ChildCare is voluntary. You can choose to participate.

Yes. Your employees who are District residents qualify for free health insurance through DC Health Link’s Individual & Family Marketplace.

Your employees who are not District residents qualify for free or lower premiums only if you enroll in health insurance on DC Health Link’s Small Business Marketplace.

Yes. All your full-time and part-time employees are eligible for free or lower premiums. To be eligible, a person must be an employee and not a contractor. Employees are eligible for HealthCare4ChildCare even if they are not eligible for the supplemental payment under the Early Childhood Educator Pay Equity Fund. Eligibility is also not based on income or immigration status.
It depends. Your employees who are District residents are eligible to enroll in free health insurance, even if you choose not to enroll in DC Health Link coverage. Your employees who are not District residents are not eligible for free or low premium health insurance. For your employees who are not District residents to be eligible, you must enroll in group health insurance on DC Health Link.

Yes. All plans are Affordable Care Act (ACA) plans covering doctors, hospitals, lab work, prescription medications, and other services. And DC Health Link’s standard plans ensure that covered people can get essential services without any deductibles. Services without deductibles include primary care visits (no limit on number of visits), specialists (no limit on number of visits), outpatient mental and behavioral health services (no limit on number of visits), urgent care, and generic prescriptions. Also, starting January 1, 2023, standard plans will cover Type 2 diabetes care and prescriptions without co-payments, co-insurance, and deductibles. This includes coverage for lab work, eye exams, and foot exams without cost-sharing. Insulin is already covered without cost-sharing.

DC Health Link covers 100,000 people, more than 5,300 District employers and is the designated source of coverage for Congress, which includes members and their staff across the country. DC Health Link has the purchasing power of 100,000 people, just like a large employer.

DC Health Link group coverage is comprehensive ACA coverage with nationwide and local provider networks from 3 United Health Care companies, 2 Aetna companies, CareFirst BlueCross BlueShield HMO and PPO, and Kaiser Permanente. For 2023, there are more than 200 health plans to choose from at all deductible levels, including zero deductible and HSA-compatible plans.

All your employees who are District residents qualify for free health insurance premiums through DC Health Link’s Individual & Family Marketplace. An employee can choose to enroll in a standard silver plan from CareFirst Blue Cross Blue Shield PPO, CareFirst Blue Cross Blue Shield HMO, and Kaiser Permanente. And premiums will be free for the employee and their family.

Your employees who are not District residents qualify for free or lower premiums depending on the level of coverage you select. The premium for the lowest cost group standard silver plan will be free for an employee. Premium for other plans will be lower.

HealthCare4ChildCare will pay for premiums only. It does not pay for co-payments, co-insurance, and annual deductibles.

No. HealthCare4ChildCare only pays for health insurance premiums. It does not pay for annual deductibles, co-payments, and co-insurance.

Enrolling into a DC Health Link standard silver plan will help you maximize your insurance benefits. Standard plans cover many in-network medical services without you having to meet the deductible first. Care and services covered without a deductible:

  • primary care visits (no limit on number of visits),
  • specialist visits (no limit on number of visits),
  • mental and behavioral outpatient health services (no limit on number of visits),
  • generic prescription drugs,
  • urgent care, and
  • diabetes type 2 treatment.
Yes. You can continue to use your Broker. DC Health Link experts will work with your Broker.
Yes. Once you are enrolled in HealthCare4ChildCare, free or lower premiums are for the entire 2023 calendar year.
Please complete HealthCare4ChildCare Contact Form. DC Health Link will follow up with you to schedule a virtual or in-person meeting to set up a DC Health Link account for you and enroll you in HealthCare4ChildCare.
View FAQs

Home With No Employees/Self-Employed

Yes. You are eligible to participate because you are a licensed child development home. Child development centers, child development homes, and expanded child development homes in the District of Columbia licensed by the Office of the State Superintendent of Education (OSSE) can participate in HealthCare4ChildCare. Homes with employees and without employees are eligible for HealthCare4ChildCare.
No. HealthCare4ChildCare is voluntary. You can choose to participate.
Nothing. Your health insurance premiums will be free. You must have a license from OSSE as a child development home. For District residents (and their families) HealthCare4ChildCare pays for health insurance premiums through DC Health Link.
Yes. You qualify to participate in HealthCare4ChildCare even if you have coverage now. Many people who work in early child development are struggling to keep their health insurance. HealthCare4ChildCare recognizes that and covers people who are insured, as well as covering people who are uninsured.

No. HealthCare4ChildCare only pays for health insurance premiums. It does not pay for annual deductibles, co-payments, and co-insurance.

Enrolling into a DC Health Link standard silver plan will help you maximize your insurance benefits. Standard plans cover many in-network medical services without you having to meet the deductible first. Care and services covered without a deductible:

  • primary care visits (no limit on number of visits),
  • specialist visits (no limit on number of visits),
  • mental and behavioral outpatient health services (no limit on number of visits),
  • generic prescription drugs,
  • urgent care, and
  • diabetes type 2 treatment.
Yes. Once you are enrolled in HealthCare4ChildCare, free health insurance premiums are for the entire 2023 calendar year.
Please complete HealthCare4ChildCare Contact Form. DC Health Link will follow up with you to schedule a virtual or in-person meeting. We will discuss your options, set up a DC Health Link account for you and enroll you in HealthCare4ChildCare.
View FAQs