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Individual and Family Health Insurance

Reduce Your Premiums

The cost of health insurance shouldn’t be a barrier to getting covered. That’s why the Affordable Care Act streamlined the application process to help individuals and families apply for Medicaid, or for financial assistance with private insurance costs. Financial assistance can, in some cases, lower the price you pay dramatically. The amount of help you receive is based on your income, the size of your household, and the age of everyone applying for health coverage. If you're eligible for help, you'll only pay your part of the premium. The rest will come from the federal government directly to the insurer you choose.

You may be eligible for financial assistance with premiums for private insurance if:

  • You're a single adult with income between $26,857 and $48,240
  • You're a married couple, or a family of 2 with combined income between $36,349 and $64,956
  • You're a family of 3 with total income between $45,877 and $81,684
  • You're a family of 4 with total income between $55,345 and $98,400

You or someone in your household may be eligible for Medicaid if any of these situations apply to you or your family:

  • A single adult without dependent children with monthly household income up to $2,238 ($26,856 annually)
  • An individual age 19 or 20 with monthly household income up to $2,300 ($27,600 annually)
  • A parent or caretaker relative with a dependent child under the age of 18 (household of 2) with monthly household income up to $3,114 ($37,368 annually)
  • A parent or caretaker relative with two dependent children under the age of 18 (household of 3) with monthly household income up to $3,928 ($47,136) annually
  • A pregnant woman expecting twins* with one dependent child under the age of 18 (household of 4) with monthly household income up to $6,950 ($83,400 annually)

* If pregnant you must count yourself and the number of children you are expecting.