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We're in open enrollment for the American Rescue Plan! Learn how the American Rescue Plan lowers health insurance premiums for District residents and get these savings today.

If you need to start coverage right away, choose ‘COVID-19’ special enrollment period. Apply for Medicaid at any time.

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Individual and Family Health Insurance

Reduce Your Premiums

The cost of health insurance shouldn’t be a barrier to getting covered. DC Health Link can tell you if you qualify for reduced premiums or free coverage (called Medicaid). The amount of help you receive is based on your income and the ages of your family members.

The 2021 American Rescue Plan expanded premium reductions and has made it possible for many more people to qualify. No one will need to pay more than 8.5 percent of their income for a benchmark plan (premium cap protection based on second lowest cost Silver plan).

Use our Plan Match tool to get an estimate of what you qualify for in less than five minutes.

You may be eligible for premium reductions if your annual household income is within the ranges below:

EXAMPLES Income Range *
One Adult $27,692 to $129,322
Two Adults (Married) $37,453 to $258,644
Two Adults (Married) + 1 child $48,532 to $297,422
Two Adults (Married) + 2 children $56,975 to $336,200

* The upper limit amount will change based on the ages of the individuals enrolled and whether they have access to other coverage such as Medicaid, Medicare, or employer-sponsored coverage.

You may be eligible for free coverage called Medicaid if your household’s monthly income is below the following amounts:

  • You’re a single adult without dependent children with monthly household income up to $2,306 ($27,692 annually)
  • You’re age 19 or 20 with monthly household income up to $2,372 ($28,464 annually)
  • You’re a parent or caretaker relative with a dependent child under the age of 19 (household of 2) with monthly household income up to $2,372 ($28,464 annually)
  • You’re a parent or caretaker relative with two dependent children under the age of 19 (household of 3) with monthly household income up to $4,044 ($48,531 annually)
  • You’re a pregnant woman expecting twins* with one dependent child under the age of 19 (household of 4) with monthly household income up to $7,155 ($85,860 annually)

* If pregnant you must count yourself and the number of children you’re expecting.

You may be eligible for private health insurance for as little as $2/month if anyone in your household received Unemployment Compensation in 2021