Skip Navigation Accessibility
info
Individuals and Families: Sign up for health insurance by December 15 for coverage that begins January 1, 2018. Open Enrollment ends January 31, 2018.
close

Individual and Family Health Insurance

Life Changes

If you have a Life Change - also called a Qualifying Life Event - you may be able to get health insurance coverage in the Individual & Family Marketplace outside of the annual open enrollment period or make changes to your plan during the year if you act within 60 days of the event. This is called a Special Enrollment period. If you get your insurance through your employer, the rules are different, you only have 30 days and you should review Qualifying Life Events for Employer-Sponsored Insurance.

life-events

Qualifying Life Events in the Individual & Family Marketplace include:

  • Losing health insurance
  • Getting married
  • Change in family size (birth, adoption, foster child)
  • Getting a divorce, legally separating or terminating a domestic partnership
  • New District resident
  • Gaining citizenship or a lawful presence in the U.S.
  • Release from incarceration (jail or prison)

Remember - you must report these events within 60 days.

If you currently receive financial assistance such as Medicaid, tax credits or cost-sharing reductions, you should report changes in income along with any life events immediately.

  • If your income increases or you lose a member of your household, you may qualify for less assistance. If you don't report these changes, you may have to pay money back when you file your federal tax return.
  • If your income decreases or you gain a member of your household, you may qualify for additional savings that can lower your costs even more.

If you're a member of a federally recognized tribe or an Alaskan Native Claims Settlement Act (ANCSA) Corporation shareholder, you're eligible for enhanced benefits and protections.

  • You can enroll anytime during the year.
  • You're also eligible for additional savings when you apply for assistance.
life-events